The Taiwan Financial Services Commission published updated data on domestic banks’ outstanding lending to small and medium-sized enterprises (SMEs), reporting a total of NT$10,822.2 billion at end-November 2025, up NT$2.0 billion from end-October. SME loans accounted for 64.70% of total loans to all enterprises and 67.98% of total loans to private enterprises, increases of 0.25 and 0.27 percentage points respectively versus end-October. The average non-performing loan ratio on SME lending stood at 0.20% in November 2025, down 0.01 percentage points from end-October.
Taiwan Financial Services Commission 2026-01-08
Taiwan Financial Services Commission reports slight rise in domestic banks’ outstanding SME lending with lower NPL ratio
The Taiwan Financial Services Commission reported that domestic banks' lending to small and medium-sized enterprises (SMEs) reached NT$10,822.2 billion at end-November 2025, with SME loans comprising 64.70% of total enterprise loans and 67.98% of private enterprise loans. The average non-performing loan ratio for SME lending decreased to 0.20% in November 2025.