The Agency for Regulation and Development of the Financial Market of the Republic of Kazakhstan published an overview of legislative amendments signed by the President on 24 June 2025 that introduce mandatory civil liability insurance against fire for owners of facilities where people gather in large numbers. Owners of covered sites, including shopping and entertainment centres with an area exceeding 2,000 square metres, will be required to maintain this insurance and such facilities will not be permitted to operate without a liability insurance contract. The insurance is intended to cover the facility owner’s liability for harm to life, health and property of visitors, tenants and other persons affected by a fire. The Ministry of Emergency Situations will define the full list of covered facilities. Policies must be concluded using a standard insurance contract with any of 15 insurers licensed by the Agency for general insurance. The sum insured must be at least 75,000 monthly calculation indices (AEK) (KZT 295 million), while payouts are capped at 1,500 AEK (KZT 5.9 million) for property damage per victim and set at 5,000 AEK (KZT 19.7 million) for death, 4,000/3,000/1,500 AEK for disability groups I/II/III, 3,000 AEK for a child, and actual medical costs for injuries without disability up to 750 AEK (KZT 2.9 million). The premium is determined by the insurer and specified in the contract.

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