The Central Bank of Bosnia and Herzegovina announced that ATOS BANK a.d. Banja Luka has joined the Instant Payment System of Bosnia and Herzegovina, expanding the network to five participating banks. The system enables transfers within 10 seconds, 24 hours a day, seven days a week and 365 days a year. The other participants are Intesa Sanpaolo Banka d.d. BiH, Raiffeisen Bank d.d. BiH, Sparkasse Bank d.d. BiH and Nova Banka AD Banja Luka.