The Bank of Lithuania released monetary financial institution (MFI) balance sheet and interest rate statistics for November 2025, showing transaction-adjusted growth in resident deposits and credit and a broad increase in interest rates on new lending. Deposits of Lithuanian residents with credit institutions rose by EUR 298.8 million (0.7%) over the month, while loans to Lithuanian residents (excluding MFIs) increased by EUR 352.5 million (1.0%). Household deposits grew by EUR 82.2 million (0.3%) and non-financial corporation deposits by EUR 149.3 million (1.4%), taking end-month outstanding amounts to EUR 27.2 billion and EUR 11.1 billion respectively. Lending expansion was driven by households (up EUR 211.3 million, 1.2%) and non-financial corporations (up EUR 149.6 million, 1.1%), with end-November outstanding amounts of EUR 18.2 billion and EUR 14.2 billion; annual growth rates were 15.1% for household loans and 18.6% for corporate loans. Interest rates on new business rose to 5.44% for household loans (up 0.24 percentage points) and 4.86% for corporate loans (up 0.39 percentage points), while rates on new business deposits with agreed maturity edged up to 1.90% for households (up 0.01 percentage points) and fell to 1.77% for non-financial corporations (down 0.10 percentage points).
Bank of Lithuania 2026-01-02
Bank of Lithuania publishes November 2025 MFI balance sheet and interest rate data showing higher deposits and lending with rising loan rates
The Bank of Lithuania reported November 2025 data showing a rise in resident deposits and credit, with household deposits increasing by EUR 82.2 million and non-financial corporation deposits by EUR 149.3 million. Interest rates on new household loans rose to 5.44%, while corporate loan rates increased to 4.86%.