The Taiwan Financial Services Commission released end-December 2024 operating statistics covering Taiwan’s credit card, cash card and electronic payment institutions sectors, alongside 2024 indicators for cashless payments. For credit cards, 32 issuers were operating, with 58.58 million effective cards and 39.08 million active cards. Revolving credit balance stood at NT$116.3 billion, installment undue balance at around NT$189.5 billion, monthly retail sales at around NT$420.2 billion, and monthly write-offs at around NT$0.7 billion, while the average delinquency ratio (past due over three months) was 0.29%. For cash cards, 13 institutions were active, with 0.29 million effective cards, loan balances of NT$10.5 billion, monthly write-offs of around NT$33 million, and an overall delinquency ratio of 1.158%. Electronic payments data covered nine specialized electronic payment institutions and 20 dual-status institutions: stored value cards totalled 188.81 million effective cards with 14.12 million in use, monthly retail sales of around NT$6.6 billion, and stored value balances of NT$15.07 billion; electronic payment accounts had 30.65 million users, with NT$18.2 billion in monthly agent collections/payments for transactions, NT$18.02 billion in monthly small-amount remittances, NT$29.83 billion in monthly stored value funds, and NT$17.3 billion in e-payment account balances. For 2024 cashless payment indicators, non-cash payment transactions totalled 8.307 billion with an aggregate value of NT$8.3 trillion.

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