The Oman Financial Services Authority published preliminary 2025 motor insurance indicators showing a broadly stable number of recorded traffic accidents but a marked shift toward more serious incidents and higher associated compensation. Insurance firms recorded around 75,300 traffic accidents in 2025 (up 0.1% from 2024), with minor accidents accounting for 54,271 (72.1%) and serious accidents 20,993 (27.9%), while serious accidents increased 13.2% year on year. Total traffic accident claims exceeded 77,000 in 2025 (up 1%), with minor-accident claims falling to over 54,000 (down 4%). Claims for serious accidents with material damage rose to around 11,000 (up 10%), injury and medical expense claims reached nearly 12,000 (up 17%), and fatality claims totalled 342 (up 3%). Total compensation exceeded OMR 79.8 million (up 1.47%), comprising OMR 34.04 million for minor accidents (down 9.1%), OMR 18.88 million for serious accidents with material damage, over OMR 22.47 million for injury and medical expenses (up 26.67%), and OMR 4.45 million for fatalities (down 7.15%); the FSA noted the data cover only accidents where the responsible party had valid insurance, excluding events outside policy coverage such as driving under the influence, without a licence, or without valid insurance.

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