The Swiss National Bank (SNB) published Swiss financial accounts data for Q4 2024, completing the 2024 picture for household wealth. Household financial assets rose by CHF 119 billion to CHF 3,146 billion (up 3.9%), while net worth increased by CHF 180 billion to CHF 4,880 billion (up 3.8%). The increase in financial assets reflected both transactions and capital gains, with units in collective investment schemes a notable driver as households bought CHF 29 billion and recorded CHF 23 billion in capital gains, ending 2024 with CHF 413 billion held in such units, broadly in line with shareholdings of CHF 411 billion. At end-2024, insurance and pension schemes represented 40% of household financial assets, with securities and currency and deposits each at 30%. Real estate owned by households was valued at CHF 2,770 billion at end-2024 and rose by CHF 83 billion (up 3.1%), a slower pace than in previous years due to less pronounced real estate price growth. Household liabilities increased by CHF 22 billion to CHF 1,037 billion (up 2.1%), of which mortgages were CHF 953 billion, rising by CHF 19 billion (2.1%) after slower growth since Q4 2022. The SNB made the financial accounts and household wealth series available via its data portal, with annual and quarterly data covering Q4 1999 to Q4 2024, alongside methodological notes and information on changes and revisions.

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