The Hong Kong Monetary Authority published an update on a new applied research report by the Hong Kong Institute for Monetary and Financial Research (HKIMR) examining Hong Kong’s long-term investing landscape and opportunities as the economy becomes more digital. The report updates HKIMR’s earlier work on demographic change and long-term asset markets and draws on two commissioned surveys covering retail residents and local market participants. Survey results suggest Hong Kong residents have a solid base of financial knowledge but need greater awareness of specific long-term investing and financial planning products. While Hong Kong already offers a broad range of accumulation products, 67% of surveyed market participants identified a need to expand decumulation product options to meet demand for long-term financial planning. Digital adoption was reported as high, with 72% of surveyed residents having used digital financial services in the past year and around 70% of surveyed market participants currently adopting or planning to adopt mobile and web platforms for distributing long-term financial products; the report points to frontier technologies as a lever for product and service innovation, cost efficiency and improved distribution. The report is available on the Hong Kong Academy of Finance and HKIMR website.
Hong Kong Monetary Authority 2025-09-22
Hong Kong Monetary Authority announces HKIMR report on long-term investing opportunities in Hong Kong’s digital economy
The Hong Kong Monetary Authority released a report on Hong Kong's long-term investing landscape amid digitalization. It highlights a strong financial knowledge base among residents but identifies a need for more decumulation products and increased awareness of long-term financial planning options. High digital adoption is noted, with significant use of mobile and web platforms for distributing financial products, and frontier technologies are seen as key to innovation and efficiency.