The Saudi Arabia Insurance Authority has directed health insurance providers to offer a health insurance product that does not require prior medical approval for outpatient services. The product must be available to customers from November 1, 2026. The product will supplement existing health insurance options, giving employers and policyholders greater flexibility when selecting coverage. Customers may file a complaint with the authority if an insurer refuses to offer the option after the implementation date.
2026-08-20Saudi Arabia Insurance Authority
Saudi Arabia Insurance Authority directs insurers to offer outpatient health insurance without preapprovals from November 1
The Saudi Arabia Insurance Authority has directed health insurers to offer a product without prior medical approvals for outpatient services from November 1, 2026. The product will be an additional option for employers and policyholders, who may complain to the authority if an insurer refuses to provide it.