The State Bank of Vietnam published an update on the Region 4 branch’s conference to implement banking tasks for 2026, where Standing Deputy Governor Doan Thai Son outlined operational priorities for the regional arm of the central bank. The direction focused on tighter execution discipline and more effective delivery of state management across currency, credit and banking, alongside stronger risk controls and continued digital transformation. Key tasks for 2026 include managing credit growth alongside quality controls, directing capital to production and business, priority sectors, policy credit programmes, national targets and new growth drivers, and strengthening early detection of risks and legal violations through inspection and supervision. The agenda also includes expanding bank–enterprise connection activities for direct dialogue with customers, implementing solutions to control and handle non-performing loans and improve credit quality, promoting non-cash payments with payment security and safety, and actively managing cash forecasting and distribution to meet local demand. Region 4’s director reported that the branch has operated under a new regional model since 1 March 2025 and performs state management of currency and banking across Phu Tho, Lao Cai and Tuyen Quang, covering 63 tier-1 bank branch focal points and 74 People’s Credit Funds. By end-2025, total mobilised capital exceeded VND 313 trillion (up 13.5% versus end-2024) and outstanding loans were nearly VND 362 trillion (up 19.9%), with non-performing loans described as controlled within safe limits; the branch said it will translate the guidance into its 2026 plan and action programme.

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