The National Bank of Moldova published a year-end message highlighting the modernisation of the country’s financial sector, pointing to Moldova’s connection to the Single Euro Payments Area (SEPA) and the national instant payments platform MIA as the defining developments of 2025. The bank framed SEPA integration, together with MIA, as a fundamental shift in how citizens and companies interact with the financial system, citing gains in efficiency and safety and closer alignment with European standards. It credited implementation to the National Bank of Moldova team and banking-sector professionals, supported by cooperation with state institutions and international partners, and noted public uptake of the new payment solutions. Looking to 2026, the National Bank of Moldova indicated it will focus on consolidating integration into the European financial market and supporting a stable, transparent and predictable environment for citizens and investors.