The Agency for Regulation and Development of the Financial Market of the Republic of Kazakhstan published banking sector data as of 1 April 2026 showing 23 second-tier banks in operation and total sector assets of KZT 70.5tn, up 0.7% in March as the loan portfolio rose 0.9% to KZT 43.4tn. Loans to the economy increased 0.5% to KZT 40.3tn, mainly on growth in household lending, while high-liquid assets stood at KZT 19.7tn, or 27.9% of assets. March new lending totaled KZT 3.2tn, 10.2% above a year earlier. The business loan book edged up 0.3% to KZT 15.3tn, including a 0.4% rise in small and medium-sized enterprise loans to KZT 7.4tn, while household lending increased 0.5% to KZT 25.1tn, with consumer loans at KZT 16.9tn and mortgages at KZT 7.1tn. Resident deposits rose 1.0% to KZT 46.6tn as tenge deposits grew and foreign currency deposits fell, reducing dollarization to 19.9%. NPL90+ loans were 3.9% of the portfolio, or KZT 1.7tn, provision coverage was 61.9%, sector capital rose 1.8% to KZT 11.2tn, capital adequacy stood at 20.8% for k1 and 21.5% for k2, and net profit was KZT 592bn, down 10.8% from March 2025.
2026-05-06Agency for Regulation and Development of the Financial Market of the Republic of Kazakhstan
Agency for Regulation and Development of the Financial Market of the Republic of Kazakhstan publishes March banking sector data with assets at KZT 70.5tn and NPL90+ at 3.9%
The Agency for Regulation and Development of the Financial Market of Kazakhstan reported that as of 1 April 2026 the banking sector comprised 23 second-tier banks with total assets of KZT 70.5tn, supported by a 0.9% increase in the loan portfolio to KZT 43.4tn and resident deposits of KZT 46.6tn amid dollarization of 19.9%. High-liquid assets were KZT 19.7tn, NPL90+ stood at 3.9% of loans with 61.9% provision coverage, capital adequacy ratios k1 and k2 were 20.8% and 21.5% respectively, and net profit reached KZT 592bn, down 10.8% year-on-year.