The Taiwan Financial Supervisory Commission released operating statistics for Taiwan’s credit cards, cash cards and electronic payment institutions as of June 2025, alongside non-cash payment indicators for the first half of 2025. For credit cards, 32 issuers were operating, with 59.87 million effective cards and 39.62 million active cards. Revolving credit reached NT$115.4 billion, undue installment balances were about NT$154.9 billion, monthly retail sales were about NT$393.7 billion, monthly write-offs were about NT$0.62 billion, and the average delinquency ratio (past due over three months) was 0.29%. For cash cards, 13 institutions were active, with 0.28 million effective cards, loan balances of NT$10.1 billion, monthly write-offs of about NT$34 million, and an overall delinquency ratio of 1.03%. For electronic payments, there were nine specialized electronic payment institutions and 20 dual-status operators; stored value cards totalled 194.92 million effective cards with stored value balances of NT$15.14 billion, while electronic payment accounts had 33.13 million users and an aggregate balance of NT$19.85 billion. For non-cash payments, the Commission reported 4.183 billion transactions with a total value of NT$4.08 trillion in the first half of 2025.
Taiwan Financial Services Commission 2025-08-12
Taiwan Financial Supervisory Commission publishes June 2025 statistics on credit cards cash cards and electronic payment institutions
The Taiwan Financial Supervisory Commission released operating statistics for credit cards, cash cards, and electronic payment institutions as of June 2025, along with non-cash payment indicators for the first half of 2025. Key figures include 59.87 million effective credit cards with a delinquency ratio of 0.29%, and 4.183 billion non-cash transactions valued at NT$4.08 trillion.