The National Bank of Moldova has published a draft document outlining a risk assessment approach for client groups and financial services. The framework combines probability and impact ratings to determine risk levels, with total risk calculated as a geometric mean across relevant factors and potential risks. Illustrative factors include new clients, clients conducting significant cash or transfer transactions, nongovernmental organizations, asset management services and correspondent institutions. The draft also addresses false positives when payment screening incorrectly matches an individual’s or legal entity’s name against a list of designated persons.