The Superintendency of Banks of Panama published its Banking Activity Report for the first half of 2026, showing continued growth across the International Banking Center. Deposits rose 7.69% year over year to USD 121.866 billion, while the net loan portfolio increased 3.81% to USD 103.512 billion and net total assets grew 6.95% to USD 169.630 billion. External activity was a major driver. External deposits increased 11.69% to USD 50.897 billion, and external lending accounted for about 77% of total loan growth. Individual customers generated about 93.5% of the overall increase in deposits, with growth in savings and term deposits supporting a more stable funding structure. The legal liquidity ratio stood at 58.83%, above the 30% regulatory minimum, while the capital adequacy ratio was 16.04% at the end of March 2026, exceeding the 8% minimum and the additional capital conservation buffer requirement.
Superintendencia de Bancos de Panama2026-07-31
Superintendency of Banks of Panama reports 7.69% deposit growth and 3.81% credit expansion in first half of 2026
The Superintendency of Banks of Panama reported that International Banking Center deposits rose 7.69% year over year to USD 121.866 billion in the first half of 2026, while net lending increased 3.81% to USD 103.512 billion. External activity drove much of the expansion, and liquidity and capital ratios remained above regulatory minimums.