The Bank of Japan published its “Principal Figures of Financial Institutions (Preliminary Figures for January 2026)”, updating banking statistics on loans and discounts and on deposits and certificates of deposit (CDs) across major, regional and shinkin banks and other surveyed institutions. The data show year-on-year growth in average outstanding loans of 3.5% for the combined total of major, regional and shinkin banks, while average outstanding deposits and CDs for city, regional, shinkin and other surveyed domestically licensed banks increased 0.8%. Average amounts outstanding in January 2026 were JPY 5,845,911 (JPY 100 million units) for loans and discounts at major, regional and shinkin banks and JPY 10,610,860 (JPY 100 million units) for deposits and CDs across city, regional, shinkin and other surveyed domestically licensed banks. Within lending, average outstanding loans rose 4.1% year on year at major banks and 4.3% at regional banks (4.9% for Regional banks I and 5.6% for Regional banks II), alongside revised observations and flagged statistical discontinuities, including around bank mergers; compilation notes include shinkin bank data via Shinkin Central Bank and foreign bank figures limited to yen-denominated loans in Japan.
Bank of Japan 2026-02-09
Bank of Japan releases preliminary January 2026 data showing bank loans up 3.5% and deposits up 0.8%
The Bank of Japan's preliminary January 2026 data shows a 3.5% year-on-year increase in average outstanding loans across major, regional, and shinkin banks, with deposits and certificates of deposit rising 0.8% among city, regional, shinkin, and other domestically licensed banks. Average outstanding loans amounted to JPY 5,845,911 (JPY 100 million units) and deposits and CDs to JPY 10,610,860 (JPY 100 million units), with notable growth in lending at major and regional banks.