The National Credit Union Administration released its second quarter 2026 state level data report, showing that assets at federally insured credit unions increased by a median 2.9% over the year. The median ratio of total loans outstanding to total shares and deposits was 69% at the end of the quarter. Aggregate membership continued to grow, but membership at the median credit union declined by 0.6% over the year. Nationally, 87% of federally insured credit unions recorded positive year to date net income in the second quarter.
2026-09-23National Credit Union Administration
National Credit Union Administration reports 2.9% median asset growth as median credit union membership declines
Federally insured credit union assets increased by a median 2.9% over the year ending in the second quarter of 2026, while the median loan to shares and deposits ratio was 69%. Although aggregate membership grew, median membership fell 0.6%, and 87% of credit unions reported positive year to date net income.