Central Bank of Nicaragua reports positive April banking indicators with deposits up 14.7 percent and credit up 11.5 percent

The Central Bank of Nicaragua published its April 2026 indicators for the banking and financial system, showing continued positive performance across core banking metrics. Public deposits and the credit portfolio both recorded double digit year on year growth, loan quality improved from a year earlier, and the system maintained ample liquidity and solvency while profitability remained broadly stable. Year to date resource growth was driven mainly by higher obligations to the public of C$15,985.2 million and, to a lesser extent, by higher equity of C$3,165.0 million. Those funds were directed primarily to investments of C$12,113.1 million and additional lending of C$5,843.4 million. By end-April, public deposits stood at C$291,214.3 million and were up 14.7 percent year on year, while the credit portfolio reached C$243,948.7 million, up 11.5 percent. Performing loans accounted for 95.7 percent of the gross portfolio and the past due loan ratio was 1.3 percent, down from 1.4 percent in April 2025. Liquidity, measured as cash and cash equivalents over public deposits, was 34.2 percent. The legal reserve requirement was overfulfilled in both córdobas and US dollars, with end-month effective rates of 15.6 percent in domestic currency and 15.4 percent in foreign currency. Return on equity was 13.5 percent, return on assets was 2.3 percent, and capital adequacy reached 19.0 percent, up from 18.4 percent a year earlier.