The Taiwan Financial Services Commission released business operating statistics as of March 2025 covering credit cards, cash cards, and electronic payment institutions, including card volumes, balances, transaction values, write-offs and delinquency indicators. For credit cards, 32 issuing institutions were operating, with 58.99 million effective cards and 39.25 million active cards. Revolving credit balances stood at NT$113.1 billion, undue installment balances at NT$167.5 billion, monthly retail sales at NT$377.2 billion, monthly write-offs at NT$0.64 billion, and the average delinquency ratio (past-due over three months against receivables including non-accrual) at 0.31%. For cash cards, 13 institutions were active with 0.28 million effective cards, loan balances of NT$10.2 billion, monthly write-offs of about NT$26 million, and an overall delinquency ratio of 1.169%. For electronic payments, the FSC reported nine specialized electronic payment institutions and 20 dual-status providers (including dual-status banks, Chunghwa Post Co, Ltd, and electronic stored value card issuers). Stored value cards totalled 191.74 million effective cards with 13.81 million cards in use, monthly retail sales of NT$6.48 billion, and stored value balances of NT$15.24 billion. Electronic payment accounts had 31.76 million users, with monthly funds collected/paid as an agent of NT$18.67 billion, small-amount remittances of NT$18.36 billion, monthly stored value funds of NT$30.26 billion, and e-payment account balances of NT$19.13 billion; the FSC also reported 2.015 billion non-cash payment transactions totalling NT$2.04 trillion in the first quarter of 2025.
Taiwan Financial Services Commission 2025-05-13
Taiwan Financial Services Commission publishes March 2025 credit card, cash card and electronic payment business statistics
The Taiwan Financial Services Commission released March 2025 business statistics for credit cards, cash cards, and electronic payment institutions. Key figures include NT$113.1 billion in revolving credit balances for credit cards, NT$10.2 billion in cash card loan balances, and NT$2.04 trillion in non-cash payment transactions for the first quarter. The report highlights delinquency ratios of 0.31% for credit cards and 1.169% for cash cards.