The Central Bank of Ireland has published its Regulatory & Supervisory Outlook 2026, setting out its assessment of the financial sector risk landscape and the supervisory work it plans to undertake in response. It judges operational risks to remain very high, with asset valuation and market risks higher than last year and increasing risks associated with data, models and artificial intelligence, while inflation and interest rate risks are assessed to have abated for the sector. The Outlook frames these priorities against geoeconomic fragmentation, rapid technological development and broader structural transitions. Supervisory focus areas include operational and cyber resilience, how firms secure consumers’ interests in a fast-changing environment, and how firms are responding to technological change. It also signals continued work to increase the efficiency and effectiveness of regulation and supervision, including further embedding the Central Bank’s integrated supervisory approach, improving gatekeeping processes, and delivering the roadmap of initiatives set out at the end of last year.
Central Bank of Ireland 2026-02-26
Central Bank of Ireland publishes Regulatory and Supervisory Outlook 2026 prioritising operational resilience as market and AI risks rise
The Central Bank of Ireland's Regulatory & Supervisory Outlook 2026 highlights high operational, asset valuation, and market risks, with reduced inflation and interest rate risks. It emphasizes supervisory priorities like operational and cyber resilience, consumer protection, and technological adaptation, aiming to enhance regulatory efficiency through an integrated supervisory approach and improved gatekeeping processes.