The Bank of Korea’s Q4 2024 household credit statistics show total household credit outstanding rose by KRW 13.0 trillion over the quarter to KRW 1,927.3 trillion at end-December 2024, comprising KRW 1,807.0 trillion in household loans (up KRW 10.6 trillion) and KRW 120.3 trillion in merchandise credits (up KRW 2.4 trillion).