The Bank of Lithuania released monetary financial institution (MFI) balance sheet and interest rate data for December 2025, showing a sizeable rise in deposits from Lithuanian residents alongside continued credit growth. Interest rates on new business moved in different directions, with household loan rates and corporate deposit rates rising, while corporate loan rates fell and household term deposit rates edged down. Household deposits increased by EUR 1,415.7 million (5.2%) and non-financial corporation deposits by EUR 356.9 million (3.2%), while general government deposits contracted by EUR 508.4 million, taking total deposits of Lithuanian residents with credit institutions up by EUR 1,320.4 million (2.9%) over the month to EUR 28.6 billion for households and EUR 11.5 billion for non-financial corporations. Loans granted by credit institutions to Lithuanian residents increased by EUR 269.3 million (0.8%), including EUR 169.9 million (0.9%) for households and EUR 35.0 million (0.2%) for non-financial corporations, with end-of-month outstanding amounts of EUR 18.4 billion and EUR 14.3 billion respectively. On pricing, the weighted interest rate on new household loans rose 0.13 percentage points to 5.57%, while the rate on new loans to non-financial corporations fell 0.37 percentage points to 4.49%; the rate on new household deposits with agreed maturity decreased 0.04 percentage points to 1.86%, while the equivalent rate for non-financial corporations increased 0.14 percentage points to 1.91%.

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