The Bank of Lithuania released monetary financial institution balance sheet and interest rate statistics for October 2025, indicating month-on-month increases in household and corporate deposits and in lending to residents, while interest rates on new household and non-financial corporation loans declined. Transaction-adjusted deposits of Lithuanian residents (excluding MFIs) with credit institutions rose by EUR 1.1 billion (2.4%) over the month, with household deposits up EUR 420.2 million (1.6%) and non-financial corporation deposits up EUR 175.5 million; end-October stocks stood at EUR 27.1 billion and EUR 11.0 billion respectively. Loans by credit institutions to Lithuanian residents increased by EUR 404.1 million (1.2%) to EUR 18.0 billion for households and EUR 14.1 billion for non-financial corporations; within household lending, house purchase loans rose EUR 182.4 million (1.3%) to EUR 14.8 billion and consumption loans rose EUR 35.3 million (2.0%) to EUR 1.8 billion. On pricing, the weighted interest rate on new business household loans fell 0.10 percentage points to 5.20% (house purchase 3.65%, consumption 8.38%), while the rate on new household deposits with agreed maturity declined 0.03 percentage points to 1.90%; for corporates, new business loan rates edged down 0.01 percentage points to 4.47% and new business deposit rates with agreed maturity rose 0.08 percentage points to 1.88%.
Bank of Lithuania 2025-11-27
Bank of Lithuania publishes October 2025 MFI data showing higher deposits and lending alongside lower loan rates
The Bank of Lithuania reported increases in household and corporate deposits and lending for October 2025, with household deposits rising by EUR 420.2 million and corporate deposits by EUR 175.5 million. Loans to households increased by EUR 404.1 million, with house purchase loans up EUR 182.4 million. Interest rates on new household and corporate loans declined slightly, with household loan rates falling to 5.20% and corporate loan rates to 4.47%.