In remarks at a sector forum, Argentina’s Superintendent of Insurance, Guillermo Plate, set out the Argentina Superintendency of Insurance’s direction for the market, arguing that deregulation should not mean weaker protection for policyholders and that supervision should prioritise insurers’ real ability to pay claims. He framed insurance as a mutuality rather than simply a price and highlighted a critical distortion of firms that appear balanced “on paper” but fail to pay claims, backing recent supervisory interventions aimed at protecting insureds. The approach described a more effective state role in control and a firmer stance on action when needed, alongside a stated limit that not every claim is automatically viable. Plate also pointed to modernising the system through technology and stronger controls, calling on the wider ecosystem to rebuild trust on “real” foundations and stressing that an insurance product that does not pay is not insurance.