The National Bank of Georgia published an update on S&P Global Ratings’ decision to affirm Georgia’s sovereign credit rating at ‘BB’ and maintain a “Stable” outlook, pointing to structural reforms and comparatively prudent monetary and fiscal policies. S&P highlighted the National Bank of Georgia’s reserve accumulation policy, noting that strategic net purchases alongside strong tourism revenues and sustained financial inflows have increased international reserves in recent months. The agency also assessed Georgia’s banking sector as resilient, citing profitability, high capitalization and solid liquidity buffers, and it attributed effective regulation to strong supervisory capacity, sound corporate governance and a high degree of transparency broadly aligned with international standards. S&P forecast average inflation of 3.7% in 2025 and raised its GDP growth projection to 7.1%.