The National Credit Union Administration released its third quarter 2025 credit union system performance data, reporting year-on-year growth in assets, loans, and insured shares and deposits at federally insured credit unions alongside a higher net worth ratio. Total assets rose by USD 86 billion, or 3.7%, over the year ending in the third quarter of 2025 to USD 2.40 trillion, while total loans outstanding increased by USD 72.3 billion, or 4.4%, to USD 1.70 trillion. Insured shares and deposits rose by USD 76 billion, or 4.3%, over the year ending in the second quarter of 2025 to USD 1.84 trillion. The net worth ratio increased to 11.24% from 10.94% a year earlier (excluding the Current Expected Credit Loss transition provision since 2023 Q1), net income totalled USD 19.1 billion at an annual rate year to date through the third quarter (up 21.0%), total investments increased to USD 400.7 billion, and the number of low-income designated credit unions declined to 2,392 with their share edging up to 55% of federally insured credit unions. NCUA.gov’s Credit Union Analysis section includes the quarterly data summary, detailed financial information, a graphics package, and a spreadsheet listing all federally insured credit unions that filed a call report as of September 30, 2025, including key metrics.

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