The Reserve Bank of Fiji published its 2025 Financial Inclusion Annual Report, documenting progress under the National Financial Inclusion Strategy 2022-2030 in women’s access to finance, digital services, sustainable finance and support for micro, small and medium enterprises. Women’s ownership of demand deposit accounts reached 77.7%, access to formal credit rose to 9.6% and women accounted for 73.7% of active registered mobile money users, although gaps remain for women and other underserved groups. Payment service providers processed 116.4 million mobile wallet transactions worth FJD 7.3 billion, while internet banking registration reached 60.5% of banked adults and 72.2% of registered mobile money users were active. Other developments included completion of the Women Entrepreneurs Finance Initiative pilot, adoption of national definitions and baseline indicators for women-owned and women-led enterprises, establishment of the Fiji Innovation Hub, and launch of the Sustainable Finance Roadmap and Fiji’s first Green Finance Taxonomy. Financial literacy initiatives reached more than 32,000 people, while overall bank account ownership declined to 82.9% amid increased use of digital financial services. The National Financial Inclusion Taskforce and its working groups will continue work on digital identity and payment reforms, consumer protection, financial capability, access to finance for MSMEs and climate-resilient financial solutions for underserved groups.
Reserve Bank of Fiji2026-08-11
Reserve Bank of Fiji reports gains in women’s inclusion and digital finance under national strategy
The Reserve Bank of Fiji’s 2025 financial inclusion report records gains in women’s access to accounts, formal credit and mobile money, alongside rapid growth in digital financial services. Providers processed 116.4 million mobile wallet transactions worth FJD 7.3 billion, while the bank also advanced sustainable finance, entrepreneurship and financial literacy initiatives. Further work will focus on payment and digital identity reforms, consumer protection and access to finance for underserved groups.