The Central Reserve Bank of Peru reported that mortgage lending grew 7.6% year over year and 0.4% month over month in July 2026, reaching PEN 77.731 billion. Annual growth was driven by sol-denominated mortgages, which increased 8.1%, while foreign currency lending declined 2.1%. Sol-denominated mortgage lending rose 0.4% from June to PEN 73.613 billion, while dollar-denominated lending increased 0.2% on a monthly basis. Borrowers continued to favor local currency financing, with dollar loans accounting for only 5.6% of mortgages in July.
2026-08-30Central Bank of Peru
Central Reserve Bank of Peru reports 7.6% annual growth in mortgage lending in July
The Central Reserve Bank of Peru reported that mortgage lending grew 7.6% year over year and 0.4% month over month in July 2026. Sol-denominated lending drove the annual increase, while dollar loans represented 5.6% of mortgages.