The Central Bank of Russia released its April 2025 monitoring results for maximum interest rates on Russian rouble deposits offered by the top 10 credit institutions attracting the largest volumes of household deposits. The average maximum rate was 20.05% for the first 10 days of April and 20.04% for the second 10 days. For reference, the Central Bank of Russia reported average maximum deposit rates by maturity of 18.58% (up to 90 days), 19.22% (91–180 days), 19.41% (181 days to one year) and 17.91% (over one year). The monitored group comprises Sberbank, VTB Bank, Gazprombank, Alfa-Bank, Rosselkhozbank, Post Bank, Credit Bank of Moscow, TBank, Promsvyazbank and Sovcombank, with rates compiled by the Bank of Russia’s Department of Banking Regulation and Analytics based on information published on these banks’ websites; the published values are described as indicative. The maximum rate measure covers deposit offers available to any client without limitations, excluding special-category and purpose-linked deposits, compound interest, conditional rates tied to additional behaviours (such as card turnover or minimum balances), combined products requiring extra purchases (including investment products and insurance), and deposits with stepped rates over sub-periods. Data on changes in the monitoring results are available on the Bank of Russia website.
Central Bank of Russia 2025-04-23
Central Bank of Russia publishes April monitoring showing top 10 banks’ average maximum rouble deposit rates at 20.05% and 20.04%
The Central Bank of Russia's April 2025 monitoring of maximum interest rates on rouble deposits from the top 10 credit institutions showed average maximum rates of 20.05% for the first 10 days and 20.04% for the second 10 days. Rates by maturity were 18.58% for up to 90 days, 19.22% for 91–180 days, 19.41% for 181 days to one year, and 17.91% for over one year. The data excludes special-category deposits and is compiled by the Bank of Russia’s Department of Banking Regulation and Analytics.