The Office of the Comptroller of the Currency (OCC) published a final rule rescinding its recovery planning guidelines for certain large insured national banks, federal savings associations, and federal branches under its supervision, removing the related prescriptive recovery planning expectations. The rescinded guidelines applied to banks with at least USD 100 billion in assets. The OCC indicated it continues to expect supervised institutions to maintain appropriate risk management processes to prepare for and respond to stress events, including through appropriate contingency funding plans. The rule does not affect OCC-supervised banks with less than USD 100 billion in average total consolidated assets and has no impact on community banks. The final rule will become effective 30 days after publication in the Federal Register.
Office of the Comptroller of the Currency 2026-03-31
Office of the Comptroller of the Currency issues final rule rescinding recovery planning guidelines for OCC-supervised banks with at least USD 100 billion in assets
The Office of the Comptroller of the Currency issued a final rule rescinding its recovery planning guidelines for insured national banks, federal savings associations, and federal branches with at least USD 100 billion in assets, removing related prescriptive expectations. The OCC still expects supervised institutions to maintain appropriate risk management and contingency funding plans, and confirmed the rule does not affect OCC-supervised banks with less than USD 100 billion in assets or community banks.