The State Bank of Vietnam reported on a conference of its Region 5 unit to implement banking tasks for 2026, where Standing Deputy Governor Doan Thai Son reviewed 2025 performance and set priorities for the regional arm overseeing Thai Nguyen, Lang Son and Cao Bang. Key directions for 2026 included enforcing discipline and strengthening staff training, executing state management of currency and banking activities including foreign exchange and gold management, and managing credit alongside tighter quality controls with capital directed to production and business, priority sectors, policy credit programmes, national targets and new growth drivers. The agenda also called for more bank–enterprise dialogues to resolve credit frictions, stronger inspection and supervision to detect risks and legal violations while controlling and handling bad debts, and further digital transformation and non-cash payments with security in payment operations, alongside monitoring cash demand and ensuring adequate local supply. Region 5 reported that as of 31 December 2025 total mobilised capital exceeded VND 243 trillion (up 13.83% from 2024) and outstanding loans reached VND 235 trillion (up 19.4%), with bad debts at 1.5% of total loans, and highlighted completion of 24 administrative procedures on the National Public Service Portal and local social security financing totalling VND 236 billion; capital allocation priorities for 2026 were set to include green credit, the circular economy and science-and-technology applications.

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