The Austrian Financial Market Authority published its latest survey of foreign currency lending, showing that the exchange rate adjusted volume of loans to private households fell 2.9% in the second quarter of 2026 to EUR 4.92 billion as of June 30. These loans now account for 2.7% of household lending in Austria. The outstanding volume has declined by EUR 44.5 billion, or 92%, on an exchange rate adjusted basis since the authority stopped new foreign currency lending in autumn 2008. Swiss franc loans represent 99.2% of the remaining stock, and the currency has appreciated by 79% since 2008. Most outstanding loans are expected to mature between 2029 and 2033, and credit institutions are expected to contact affected borrowers at least annually to discuss their positions.
2026-09-04Austria Financial Market Authority
Austrian Financial Market Authority reports household foreign currency loans fell 2.9% to EUR 4.92 billion in second quarter
Austrian household foreign currency loans fell 2.9% on an exchange rate adjusted basis in the second quarter of 2026 to EUR 4.92 billion, or 2.7% of household lending. The remaining stock consists almost entirely of Swiss franc loans and is expected to mature mainly between 2029 and 2033.