The Financial Services Regulatory Authority of Ontario (FSRA) imposed a compliance order on Andi Efovia requiring him to cease and desist from conducting insurance business in Ontario and levied administrative penalties totaling CAD 25,000. FSRA found Efovia contravened Ontario’s Insurance Act and regulations by acting as an insurance agent without being duly licensed, and by representing himself or holding himself out to the public as an insurance agent while not being duly licensed. Efovia did not request a hearing before the Financial Services Tribunal or contest FSRA’s proposal.