The Croatian Financial Services Supervisory Agency published remarks by board member Martina Verić from a panel at a UMFO event on young people’s financial literacy, presenting public awareness, financial knowledge and practical skills as the best protection against poor financial decisions. In that context, Verić described financial literacy as an important form of consumer protection and said young people should be encouraged to manage their personal finances actively and take responsibility for their decisions. Her remarks also stressed media literacy, particularly the need for young people to identify reliable sources and assess financial content encountered on the internet and social media critically. The panel discussion covered long-term financial planning, the role of the education system and institutions in financial education, and the influence of social media and artificial intelligence on financial decision-making. The event also presented results from the third financial literacy survey of University of Zagreb students, which showed a significant increase in financial literacy over the past decade, with nearly 70 percent of students now passing a financial literacy test, while still pointing to weaker knowledge and interest in long-term planning and retirement savings.