Luxembourg's Ministry of Finance published an account of Finance Minister Gilles Roth's participation in the informal Economic and Financial Affairs Council meetings in Dublin on Sept. 18-19. Finance ministers acknowledged the European banking sector's resilience but identified a need to strengthen its long-term competitiveness and continue administrative simplification. Finance ministers and central bank governors also discussed financial innovation as a source of European growth and competitiveness. On artificial intelligence, participants emphasized developing human-centered systems that complement rather than replace human judgment. Roth called for an environment that supports financial innovation and new technologies in Europe and Luxembourg.