The Bulgarian National Bank has granted DI SI EY Management EAD a license to operate as a credit servicer after determining that the applicant had submitted all required documents and information and met the licensing conditions under the Law on Credit Servicers and Credit Purchasers and the relevant requirements of Ordinance No. 49. The license allows the company to collect or recover payments due from borrowers under credit agreements, renegotiate loan terms in line with instructions from the credit purchaser where it is not acting as a credit intermediary, register and examine borrower complaints, and notify borrowers of changes in interest rates, fees and any amounts due under the credit agreement.