The National Futures Association (NFA) has ordered OANDA Corporation, an NFA member retail foreign exchange dealer and futures commission merchant, to pay a USD 600,000 fine and to provide restitution to certain customers. The order was issued by NFA’s Business Conduct Committee (BCC) and is based on a BCC complaint and a settlement offer in which OANDA neither admitted nor denied the allegations. The BCC found that OANDA failed to increase net capital by 10% of liabilities owed to an eligible contract participant counterparty, improperly offset foreign currency exposure on affiliate transactions when calculating net capital and required deductions, and failed to collect required security deposits from an affiliate on forex transactions, resulting in a failure to maintain minimum net capital. Additional findings covered failures to collect correct customer security deposits for certain transactions, a pricing display issue affecting certain customers, use of deficient promotional material, and supervisory failures, with violations of NFA Financial Requirements Sections 11(a), 11(c) and 12(a) and NFA Compliance Rules 2-36(c), 2-36(g) and 2-36(e).