The Bank of Japan published its April 2026 Average Contract Interest Rates on Loans and Discounts, a monthly statistical release covering rates on new loans and discounts and on outstanding loans and bills discounted. The tables provide breakdowns for domestically licensed banks, city banks, regional banks, regional banks II, and shinkin banks, with separate short-term and long-term series. In the outstanding-loan series, the total average rate for domestically licensed banks rose to 1.343% in April from 1.325% in March. The release states that new-loan averages include rolled-over loans and discounts, while total figures for new loans exclude overdrafts. Outstanding-loan rates are reported as end-of-month averages and include separate overdraft data. Short-term means less than one year and long-term one year or more. Figures for domestically licensed banks exclude the Resolution and Collection Corporation and Japan Post Bank, and shinkin bank figures are compiled by the National Association of Shinkin Banks. The data will be uploaded to the BOJ Time-Series Data Search on or after the next business day.
Bank of Japan2026-06-10
Bank of Japan publishes April 2026 average contract interest rate data on loans and discounts
The Bank of Japan published its April 2026 Average Contract Interest Rates on Loans and Discounts, covering new and outstanding loans and bills discounted across domestically licensed banks, city banks, regional banks, regional banks II, and shinkin banks by short- and long-term maturities. The total average rate on outstanding loans for domestically licensed banks rose to 1.343% in April from 1.325% in March.