The Bank of France and France's Ministry of the Economy have launched the national register of accounts reported for fraud risk, a new database maintained by the central bank that allows payment service providers to share alerts on IBANs linked to accounts that may be used by fraudsters. The launch follows publication of the implementing measures for the 6 November 2025 law aimed at strengthening the fight against banking fraud, and is intended to improve detection and prevention of transfer fraud across the payments ecosystem. Payment service providers will supply data to the register, with banks expected to be the main users. The file is designed to strengthen vigilance against manipulation-based fraud by enabling firms to flag suspicious accounts through their bank details. The authorities said no personal data will be recorded in the register and that stored data will be retained only for a limited period. The new tool complements other anti-fraud measures promoted through the Observatory for the Security of Payment Means, including confirmation of payee, number authentication mechanisms and public awareness campaigns. Over time, the FNC-RF is intended to be integrated into a broader European data-sharing framework for combating fraud under the future European Union regulation on payment services.
Bank of France 2026-05-07
Bank of France launches national suspicious account register to share IBAN fraud alerts
The Bank of France and France's Ministry of the Economy have launched a national register of accounts reported for fraud risk, enabling payment service providers to share alerts on IBANs linked to potentially fraudulent accounts to improve detection and prevention of transfer fraud. The central bank-managed register, which excludes personal data and retains information only for a limited period, is intended to strengthen vigilance against manipulation-based fraud and complements existing anti-fraud tools. Over time, the register is expected to be integrated into a broader European Union data-sharing framework under the future regulation on payment services.