The Financial System Supervisory Authority of Bolivia published financial system indicators as of 31 July 2025, showing the national financial system’s credit portfolio reached BOB 226.737bn, up 4.1% year on year, while the delinquency ratio remained stable at 3.2%. The update also reports deposits of BOB 223.936bn (up 1.0%), a liquidity ratio of 63.9%, a capital adequacy ratio of 14.6% (above the legal minimum), and profits of BOB 1.431bn (up 38.6%). Microcredit drove portfolio growth, totaling BOB 70.280bn (31% of total), followed by housing loans at BOB 55.370bn (24%), business loans at BOB 54.699bn (24%), small and medium-sized enterprise loans at BOB 24.436bn (11%), and consumer loans at BOB 21.952bn (10%). Santa Cruz accounted for 41% of credit (BOB 93.424bn), ahead of La Paz (25%, BOB 57.048bn) and Cochabamba (17%, BOB 39.100bn). Productive-sector credit reached BOB 109.446bn, up 7.2% year on year, and social-interest housing credit totaled BOB 30.540bn, benefiting more than 101,000 families; provisions covering delinquent loans rose 4.1% to BOB 9.805bn, implying coverage of 136%.
Financial System Supervisory Authority of Bolivia 2025-08-08
Financial System Supervisory Authority of Bolivia reports credit portfolio up 4.1% year on year to BOB 226.737bn with delinquency stable at 3.2%
The Financial System Supervisory Authority of Bolivia reported that as of 31 July 2025, the national financial system's credit portfolio reached BOB 226.737 billion, a 4.1% increase year on year, with a stable delinquency ratio of 3.2%. Deposits rose to BOB 223.936 billion, and the capital adequacy ratio stood at 14.6%, exceeding the legal minimum. Microcredit drove growth, while Santa Cruz led in credit distribution, accounting for 41% of the total.