The Superintendency of Banks of Panama outlined its transition to a more agile, continuous and risk-based banking supervision model supported by technology, in a presentation on remote and digital supervision at the Panama AML Summit & Challenge 2026. The shift moves away from periodic on-site inspections towards remote supervisory approaches designed to enable constant, real-time monitoring and earlier identification of risks. Bilardo De La Victoria, the authority’s director of Risk Management, described the objective as anticipating and managing risks in a timely way through continuous access to data and the use of advanced analytics to support supervisory decision-making. The approach relies on supervisory technology (SupTech) to automate processes, apply predictive analysis and integrate large volumes of information, with the aim of optimising supervisory resources and strengthening control mechanisms; the summit agenda also covered money laundering, market transparency, supervision of non-financial entities, terrorist financing, and risks associated with the digital and crypto ecosystem.
Superintendencia de Bancos de Panama 2026-04-27
Superintendency of Banks of Panama sets out move to continuous remote and digital banking supervision using SupTech
The Superintendency of Banks of Panama outlined its transition to a more agile, continuous and risk-based supervision model supported by technology, shifting from periodic on-site inspections to remote approaches enabling real-time monitoring and earlier risk identification. The model leverages supervisory technology to automate processes, apply predictive analytics and integrate large data volumes to optimise supervisory resources and strengthen control mechanisms.