The National Bank of Serbia has introduced a deep link standard for its IPS “Transfer” service, allowing payment initiation to begin in third-party applications and then move to a payment service provider’s mobile banking app for authorization and execution. Payment service providers have upgraded their apps to support the standard, building on the use of deep links for IPS online payments. Viber is the first company to apply the standard through its PayChat chatbot. Users can exchange messages to request funds or initiate a transfer using only a mobile phone number, while payer-payee communication remains in Viber and the transaction is executed within the secure mobile banking and “Transfer” service environment. The standard also provides a basis for similar services across other digital channels for individuals and businesses.
2026-09-22National Bank of Serbia
National Bank of Serbia introduces deep link standard for instant transfers initiated through third-party apps
The National Bank of Serbia has introduced a deep link standard that allows instant transfers to be initiated through third-party applications and completed securely in mobile banking apps. Viber is the first adopter, enabling users of its PayChat chatbot to request or send funds using a mobile phone number.