The Reserve Bank of India issued a revised Master Circular on housing finance for all scheduled commercial banks excluding regional rural banks, consolidating existing regulatory instructions in one updated document. The circular replaces the previous consolidation dated April 2, 2024 and incorporates all instructions issued up to March 31, 2025, as listed in an annex. The Reserve Bank of India clarified that the Master Circular does not introduce any new instructions or guidelines.
Reserve Bank of India 2025-04-01
Reserve Bank of India updates master circular consolidating housing finance instructions for scheduled commercial banks
The Reserve Bank of India released a revised Master Circular on housing finance for scheduled commercial banks, excluding regional rural banks, consolidating existing regulatory instructions. This update replaces the previous version from April 2, 2024, and includes all instructions up to March 31, 2025. No new instructions or guidelines have been introduced.