The Central Bank of Malta has published its 2027-2030 Strategic Plan, setting eight priorities for delivering its price stability and macroprudential mandates while strengthening payments, risk management and institutional resilience. The plan emphasizes enhanced economic analysis and policy tools, closer monitoring of emerging systemic risks, secure access to cash and payment services, and modernization of the bank’s operations. The bank will expand scenario, spillover and stress analysis to support Eurosystem decision-making and macroprudential policy. Surveillance will cover banks and non-bank financial institutions, with greater attention to geopolitical, climate and nature-related, cyber, digitalization, artificial intelligence, crypto-asset and stablecoin risks. It will also strengthen crisis preparedness, including the emergency liquidity assistance framework, and banking-sector readiness to access central bank facilities and Eurosystem monetary policy operations. Payments priorities include adoption of pan-European solutions, digital euro readiness, Eurosystem distributed ledger technology solutions and resilient domestic infrastructure, while maintaining an adequate supply of authentic, high-quality cash. The bank also plans to align more of its financial asset portfolio with environmental, social and governance principles and Paris-aligned targets, upgrade technology and cybersecurity, deploy artificial intelligence in work processes where feasible, and link departmental objectives to measurable institutional outcomes.

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