Taiwan’s Financial Services Commission published asset quality indicators for the 38 domestic banks as at end-November 2025, showing a modest increase in non-performing loans (NPLs) and a 0.01 percentage point rise in the average NPL ratio to 0.16%. The Commission assessed overall asset quality as manageable and indicated it will continue to require banks to take measures to improve asset quality and financial structure. Total outstanding loans rose by TWD 210 billion month on month to TWD 44.48 trillion (USD 1,416 billion). NPLs increased by TWD 1.92 billion to TWD 70.06 billion (USD 2.23 billion), while the coverage ratio of allowances for NPLs fell by 21.79 percentage points from the prior month to 855.48%. USD equivalents were calculated at USD/TWD 31.408.
Taiwan Financial Services Commission 2026-01-08
Taiwan Financial Services Commission reports domestic banks’ NPL ratio edged up to 0.16% at end-November 2025
Taiwan's Financial Services Commission reported a slight increase in non-performing loans (NPLs) among 38 domestic banks, with the average NPL ratio rising to 0.16% as of November 2025. Despite the rise, asset quality is deemed manageable, and banks are expected to enhance asset quality and financial structure.