The Bank of Portugal issued a public warning that the purported entity “Credifiducia - Instituição Financeira de Crédito, Lda”, operating via a Facebook profile, is not authorised to carry out in Portugal any financial activities reserved for institutions under its supervision, including lending, credit intermediation, or advisory services on credit agreements. The alert reiterates that lending may only be performed by authorised undertakings under the Legal Framework of Credit Institutions and Financial Companies, and that credit intermediation and advisory services on credit agreements may only be performed by authorised undertakings under the Legal Framework of Credit Intermediaries. The central bank directs consumers to its website and the Bank Customer Website for the lists of authorised undertakings.
Bank of Portugal 2026-02-11
Bank of Portugal warns Credifiducia is not authorised to lend or provide credit intermediation or credit agreement advice in Portugal
The Bank of Portugal has issued a warning that "Credifiducia - Instituição Financeira de Crédito, Lda", operating via Facebook, is not authorised to conduct financial activities in Portugal, including lending and credit intermediation. The central bank emphasizes that such activities are restricted to authorised entities under the Legal Framework of Credit Institutions and Financial Companies.