The Danish Financial Supervisory Authority has published “Sector in figures, first half-year 2025”, compiling key metrics from financial firms’ half-year accounts and pointing to generally high earnings across the sector. Credit institutions reported lower earnings than a year earlier, mainly due to declining net interest income, although profitability remained relatively high in a longer-term perspective. Lending rose by 5.2%, with growth in banks’ lending mainly driven by increased credit to larger corporate customers. Life insurance companies and cross-sector pension funds also recorded a weaker result, while market-rate products now account for just under 60% of provisions and continue to expand. Non-life insurers improved results primarily due to stronger core operations, reflected in a higher insurance technical result.
Danish Finanstilsynet 2025-10-08
Danish Financial Supervisory Authority publishes H1 2025 sector figures showing high profitability and 5.2% loan growth
The Danish Financial Supervisory Authority's "Sector in figures, first half-year 2025" shows high earnings in the financial sector. Credit institutions had lower earnings due to declining net interest income, but long-term profitability remained strong, with lending up 5.2% driven by corporate credit. Non-life insurers improved results through stronger core operations, while life insurance and pension funds reported weaker outcomes.