The Austria Financial Market Authority published fourth-quarter 2025 insurance statistics showing Austrian insurers increased the result from ordinary business activities (EGT) by 51% in 2025 to EUR 2.46bn, alongside further capital strengthening. The median solvency ratio rose to 280%, with the improvement in profitability mainly attributed to lower severe weather losses than in 2024; the authority nevertheless flagged the integration of natural catastrophes into risk management as an ongoing supervisory focus. Premium volume grew 4.8% to EUR 24.3bn, led by health insurance at EUR 3.43bn (+8.4%) and non-life at EUR 15.56bn (+4.9%), while life insurance premiums were broadly flat at EUR 5.25bn (+0.6%). Within life insurance, single premiums increased 20% to EUR 777m, regular premiums fell 2.1% to EUR 4.47bn, and fund- and index-linked premiums rose 15% to EUR 1.59bn. Non-life drove the earnings uplift, with EGT up 64% to EUR 2.04bn, while health EGT rose 60% to EUR 231m and life EGT declined 22% to EUR 193m.
Austria Financial Market Authority 2026-03-05
Austria Financial Market Authority reports Austrian insurers’ 2025 operating result up 51% to EUR 2.46bn and solvency at 280% as weather losses ease
The Austria Financial Market Authority reported a 51% increase in Austrian insurers' result from ordinary business activities to EUR 2.46bn in 2025, driven by reduced severe weather losses. The median solvency ratio improved to 280%, with premium volume rising 4.8% to EUR 24.3bn, led by health and non-life insurance. The authority emphasized the ongoing integration of natural catastrophes into risk management as a supervisory focus.