The Indonesia Financial Services Authority (OJK) advanced its 2026 Fintech Startup Accelerator to demo day and business matching, connecting startups with financial institutions, investors and regulators after the program’s mentoring stage. At Digination Day 2026, OJK also reiterated that digital finance should be subject to equivalent governance, risk management and consumer protection standards under the principle of “same activity, same risk, same regulation.” The authority launched the Digital Financial Assets and Crypto Assets Pocket Book 2.0 to explain their characteristics, benefits and risks. As of July 2026, Indonesia had 22.93 million digital financial asset trading accounts, with crypto transactions of IDR 20.52 trillion and derivatives transactions of IDR 3.41 trillion. The market infrastructure comprised two exchanges, two clearing and settlement institutions, two custodial operators and 26 licensed digital financial asset traders. Eight alternative credit-rating providers and 16 financial-services aggregators had formed 1,357 partnerships with financial institutions. OJK plans to embed its approach in the 2026-2031 digital financial innovation, digital financial assets and crypto assets roadmap, supported by Law No. 4 of 2026. Its three priorities will be to deepen the existing ecosystem, widen the reach and use of innovation, and strengthen consumer protection and risk mitigation, including through adaptive oversight of artificial intelligence, asset tokenization, blockchain and crypto assets.

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