The Bank of Lithuania published a comparison of June 2025 weighted interest rates on new business loans and deposits with agreed maturity offered by Lithuanian credit institutions versus euro area averages. The update shows that all examined deposit and lending rates in Lithuania fell between March 2025 and June 2025, while household term deposit rates remained close to the euro area average. Household deposits with agreed maturity declined to 1.88% in Lithuania (down 0.24 percentage points) versus 1.81% for the euro area (down 0.30 percentage points), with Lithuania ranked ninth. Non-financial corporation term deposit rates fell to 1.84% (down 0.42 percentage points) versus a euro area average of 1.94% (down 0.39 percentage points), keeping Lithuania in eighth place and below the euro area average. On lending, housing loan rates to households decreased to 3.76% (down 0.44 percentage points) versus 3.29% for the euro area (down 0.02 percentage points), with Lithuania ranked third; consumer loan rates fell to 8.34% versus 7.4% for the euro area; and “other purpose” household loan rates dropped to 5.9% versus 4.02%, leaving Lithuania second-highest. Rates on loans to non-financial corporations declined to 4.53% versus a euro area average of 3.48%, with Lithuania among the highest and 105 basis points above the euro area average.
Bank of Lithuania 2025-08-06
Bank of Lithuania publishes June 2025 rate comparison showing broad declines in new loan and term deposit pricing and elevated corporate borrowing costs
The Bank of Lithuania reported a decline in weighted interest rates on new business loans and deposits from March to June 2025, with Lithuanian rates generally higher than euro area averages. Household term deposit rates in Lithuania fell to 1.88%, slightly above the euro area average of 1.81%. Lending rates for housing loans, consumer loans, and loans to non-financial corporations in Lithuania decreased but remained higher than euro area averages.